See where your money's heading.
Model your pensions, savings, property, spending and retirement with UK tax built in. Then track the plan against real life.
Designed and built by a financial planner.
Illustrative only. Chart figures can be shown in today’s money or future pounds. Not financial advice.
Free plan · No credit card
Wealthcast for iPhoneComing soon
Same plan on phone and web. One account.
Ask in plain English. Get answers from your own numbers.
On Pro, Foresight AI reads your actual plan, uses engine-calculated figures, and drafts a change you can preview — nothing saves until you say so.
- Explore what retiring earlier or spending more could mean
- Preview, save or undo — your call
- Start with plan summaries and suggested questions on Free, with 10 Foresight AI insights in any rolling 30-day period
Could I retire at 60 instead of 62?
Yes — spending is still covered to age 90, but what's left at the end drops from £228k to £164k. The years that work hardest are 60–67, before your State Pension starts. I've drafted it so you can see for yourself:
Foresight action
PreviewForesight action
Saved- Retirement age62 -> 60
Illustrative example, not a live plan.
Know what each choice
does to your future.
Retire a bit earlier? Spend a bit more? Drag a dial and see the answer straight away, with the whole plan recalculated around it. This window is live — try it.
Illustrative only. Chart figures can be shown in today’s money or future pounds. Not financial advice.
Test the fork in the road before you take it.
Keep a scenario for each version of your future — move house, go part-time, retire early — and compare them side by side against your current plan.
New scenarios stay linked
Keep exploring as life changes. New scenarios follow updates to your main plan.
Make it your plan
Liked what you tested? Make it your main plan.
See how your plan holds up under tougher conditions.
Explore varied market paths and test a one-year market drop at any age. See where your plan holds up and where it could run short. These are illustrations, not predictions of what markets will do.
- Up to 5,000 market paths, in today's money
- See when weaker paths tend to run short
- Test with or without your home in the mix
Try a live demo
Three ready-made households, running in the real app. No sign-up, no setup.
Alex, 38
Saving hard, paying a mortgage, and checking whether money outside a pension can help before retirement.
Sam, 58
Age 58 and checking whether work can stop soon while pension income lasts.
David & Sarah, 45 and 43
A couple with children, two incomes, rental income, mortgages, and a future home move.
Start free.
Go deeper with Pro.
- Build and track one live plan
- UK tax, pensions, your home and debts
- Net-worth snapshots and history
- 10 Foresight AI insights in any rolling 30-day period
or £9.49 a monthSave ~17%
- Save and compare what-if scenarios
- Test varied market paths, a market downturn and one-year drops
- Find the saving or spending needed for your target
- Track progress against a saved plan benchmark
- Foresight AI chat and Connected AI apps
- Unlimited Foresight AI insights