Pension annual allowance calculator

How much you can still pay into pensions this tax year, with carry-forward, and any charge if you go over.

2026/27 tax year

Gross: what you and your employer pay in, plus tax relief. Include salary sacrifice. For a defined benefit pension, use the pension input amount from your scheme.

Unused allowance from the last three tax years can be carried forward, if you were in a pension scheme that year.

2025/26
2024/25
2023/24

Annual allowance covers one tax year. See how contributions, tax, and drawdown interact over your whole life in Wealthcast.

See this across your whole life in Wealthcast